Earn More with better numbers

Find out what your time and ideas are really worth.

Turn an income idea into a realistic estimate. Account for fees, expenses, unpaid time and tax reserves before committing your money or hours.

Start with the decision you need to make

These tools do not promise income. They help you compare assumptions and understand what you may keep.

Gig & side income

Side-Hustle Profit Calculator

See net monthly income and true hourly earnings after fees, mileage, supplies and a tax reserve.

Calculate real profit →
Independent work

Freelance Rate Calculator

Convert your desired take-home income, benefits, expenses and billable capacity into a sustainable rate.

Find your minimum rate →
Small business

Business Break-Even Calculator

Calculate how many products, projects or customers you need to cover costs and reach a profit target.

Find your break-even point →
Career decisions

Job Offer Comparison Calculator

Compare salary, bonus, employer benefits, commuting costs and the time each role requires.

Compare two offers →

A practical income-decision process

1. Estimate revenueUse a cautious, achievable sales or hourly assumption.
2. Count every costInclude platforms, travel, supplies, benefits and unpaid time.
3. Calculate what remainsCompare net income and true hourly value—not gross revenue.
4. Test a downside caseReduce demand or price and see whether the idea still works.

Income guides grounded in the math

Short, practical explanations that connect directly to the relevant calculator.

Gig work

Calculate true hourly earnings

Why gross app revenue can overstate what your time produces.

Read guide →
Freelancing

Price for unpaid time

Build admin work, time off and benefits into a sustainable rate.

Read guide →
Business

Understand break-even

Use contribution margin to see how sales become profit.

Read guide →
Career

Compare a new job offer

Look beyond salary to commuting, benefits and working time.

Read guide →
Investing

Reality-check passive income

Calculate how much capital an income target may require.

Read guide →
IQlator’s promise: other sites may suggest ways to make money. IQlator helps you calculate whether an opportunity may actually be worth your time. Results are estimates, not guarantees or individualized tax, legal, career or investment advice.