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Your 2026 federal estimate

Use expected full-year amounts. Round values are fine for planning.

1. Filing status and income

Expected filing status W-2 wages ($)Expected taxable wages for the year Interest and ordinary dividends ($) Other ordinary income ($)Do not include long-term capital gains here

2. Adjustments and deductions

Pre-tax adjustments ($)Examples may include deductible IRA, HSA or student-loan interest amounts Estimated itemized deductions ($)The calculator uses the larger of this amount or the 2026 standard deduction

3. Payments and credits

Federal income tax withheld ($) Estimated tax payments ($) Tax credits you expect ($)Enter only credits whose eligibility and amount you have verified

4. Build your document checklist

W-2 job income Interest or dividends Freelance or gig work Stocks or investments sold Homeownership Dependents or childcare College expenses Retirement or Social Security income

Do not enter names, Social Security numbers, addresses, bank numbers or employer identification numbers. Refreshing or leaving the page clears these entries unless your browser restores form values.

Your filing document checklist

Based on the income and life events selected above. Confirm provider requirements before filing.

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What this 2026 federal tax estimate includes

The calculation adds the ordinary income entered, subtracts entered adjustments and the larger of the 2026 standard deduction or entered itemized deductions, then applies the 2026 ordinary-income tax brackets. Entered credits reduce the preliminary tax but not below zero. Withholding and estimated payments determine the projected refund or amount due.

Standard deductions used

$16,100 for single or married filing separately, $32,200 for married filing jointly and $24,150 for head of household.

What is not calculated

State tax, self-employment tax, payroll tax, capital-gain rates, AMT, penalties, phaseouts and eligibility rules require additional analysis.

Best next step

Use the official IRS withholding estimator for paycheck decisions, then use a trusted filing provider for the final return.

Why your actual return can differ

Tax results depend on details that a simplified calculator cannot fully evaluate: eligibility tests, refundable credits, qualified dividends, investment gains and losses, business expenses, health-insurance subsidies, additional taxes, multiple states and law changes. Treat this result as a planning range rather than a completed return.

Methodology reviewed September 27, 2026. Federal brackets and standard deductions use IRS tax-year 2026 inflation adjustments in Revenue Procedure 2025-32. Verify current rules at IRS.gov. Educational estimate only; not tax, legal or accounting advice.

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